Meet Our Team

About Our Team

At Make My Financing Easy, financing isn't just what we do—it's what we've built our careers on. Our leadership team brings decades of hands-on experience in automotive retail, commercial lending, fleet financing, equipment financing, and consumer finance. For more than 40 years, we have trained finance professionals, sales teams, dealership leadership, and lenders throughout the United States and Canada, helping organizations increase profitability while creating a better financing experience for their customers. From prime and subprime financing to leasing, commercial lending, and complex deal structures, our team understands how to navigate today's lending landscape and deliver financing solutions that work.


Our reputation has been built on results. Recognized as a leading authority in finance and sales training for the automotive, commercial, and fleet industries, we understand what lenders expect and what businesses need to succeed. That same expertise is the foundation of Make My Financing Easy. Our mission is simple: remove the confusion, streamline the financing process, and connect clients with financing solutions that help them move forward with confidence. Making financing easy isn't just our name—it's our commitment and the flagship of everything we do.


Rebecca Chernek

Founder & President

With more than 30 years of experience in automotive retail, finance, and business development, Rebecca Chernek has built her career around helping dealerships and businesses improve performance, structure smarter financing solutions, and create sustainable growth.


As the founder of Chernek Consulting, Rebecca has worked with hundreds of automotive dealers throughout the United States and Canada, providing consulting, in-dealership workshops, F&I training, and strategic business development. Her career has included working with and supporting some of the automotive industry’s most recognized organizations and brands, including AutoNation, NADA, NCM, Mercedes-Benz, and Sym-Tech Dealer Services.


Widely respected throughout the automotive retail community for her hands-on experience, high-performance approach, and deep understanding of finance and deal structure, Rebecca has spent her career working where dealerships, lenders, and customers come together.


Today, Rebecca is expanding the capabilities of Chernek Consulting through Make My Financing Easy, bringing that same experience and relationship-driven approach to commercial equipment, truck, fleet, and business financing.


Her philosophy is simple: Financing shouldn’t begin with an application. It should begin with a conversation.

Richard "Dick" Chernek

Executive Senior VP Commercial & Fleet Dealer Relations

Truck, commercial, and fleet sales are familiar territory for Richard "Dick" Chernek.  With more than 30 years in automotive retail, Richard has held leadership positions across sales, commercial and fleet operations, dealership management, and F&I.


Richard also spent approximately 15 years with Jim Ellis Automotive Group in Georgia, including serving as F&I Director for Porsche. His years working with luxury and high-end clientele gave him extensive experience managing high-value transactions while understanding that the ultimate customer experience is just as important as the financing itself.


Now semi-retired from traditional automotive retail, Richard brings that leadership and perspective to Make My Financing Easy, helping develop dealer relationships and expand our commercial vehicle and equipment financing network. 


Richard understands dealerships because he spent his career inside them—and he knows that whether financing or leasing a work truck, a fleet, or major equipment, the goal is bigger than getting approval. It's creating a financing experience that earns the customer's confidence and helps move their business forward. 


Eric Payton

Commercial Finance Representative

Eric Payton brings more than 20 years of experience in automotive lending, dealer development, sales leadership, and deal structuring to Make My Financing Easy. He has worked alongside dealerships to find financing solutions, navigate lender requirements, and keep transactions moving.


At MMFE, Eric helps commercial vehicle and equipment sellers offer customers another path to financing. He focuses on building lasting dealer relationships and helping businesses get the vehicles and equipment they need to grow.

Andrew Pierson

Executive Finance Analyst

Andrew Pierson, MBA, brings a diverse financial background with experience spanning automotive finance, commercial lending, and business finance. His expertise includes financing strategy, leasing, and subprime lending, enabling him to help businesses and consumers navigate financing options with confidence.



Andrew completed the 160-hour Automotive Finance & Insurance Management Program through the Automotive Dealership Institute and received an accredited diploma from Northwood University. He has developed a thorough understanding of automotive financing, lease structures, lender guidelines, and complex credit scenarios.

Throughout his career, Andrew has consistently been recognized for outstanding sales performance across multiple industries. His achievements include:


  • Achieving 150% of his first-year annual sales goal and earning Advanced Sales Top Performer recognition at The Walt Disney Company.
  • Receiving the SOAR Award for Excellence from Allianz.
  • Ranking among the Top 10 Sales Professionals with Global Luxury Realty.
  • Earning the ORRA Silver Award in both 2020 and 2021.


Andrew combines technical financing knowledge with a customer-first approach, helping clients identify financing solutions that align with their goals while making the lending process straightforward, transparent, and efficient.