Drive More Sales and Profits to Your Bottom Line.
More Financing Options. More Sales Opportunities. More Profit Potential. Keep the Business in Your Dealership.
Because selling commerical vehicles is one thing. Financing the businesses that depends on them is another.
From a single work truck to multiple vehicle purchases, MMFE helps dealers explore financing solutions built around business needs.
Heading 2
Don’t Let Limited Financing Options Limit Your Commercial Sales.
Your commercial sales and fleet department know how to sell trucks. But are their financing resources keeping pace with today's commercial market? Beyond conventional lending, today's alternative commercial financing solutions can open doors to more sales opportunities, greater flexibility, and increased profit potential.
Built on Dealership Experience. Trusted Since 2001.
Make My Financing Easy (MMFE) is backed by decades of automotive retail experience and the consulting legacy of Chernek Consulting, providing F&I and sales leadership training to automotive dealerships.
Today, that commitment to dealership success continues through MMFE, helping dealers expand their commercial financing options and uncover new sales opportunities.
We've Been in the Trenches. We Get It.
We understand the desk, F&I, commercial sales, lender requirements, and the customer experience because we've been there. Vetted and approved by commercial equipment finance lenders, MMFE combines decades of dealership experience with alternative financing resources to help dealers close more business.
Our Financing Services
Transportation Financing
Transportation financing helps businesses purchase new commercial vehicles or replace aging fleet vehicles without paying the full cost upfront. The vehicles themselves typically serve as collateral, which can make approval more accessible and terms more favorable. This option is ideal for businesses that depend on reliable transportation to keep operations running smoothly.
Heavy Equipment Financing
Heavy equipment financing is built for construction, agricultural, and industrial businesses that need to purchase large machinery like excavators, bulldozers, or tractors. Because this equipment carries a higher price tag and longer useful life, financing terms are structured accordingly. Both new and used heavy equipment can typically be financed.
Medical Equipment Financing
Medical practices rely on equipment financing to acquire diagnostic tools, imaging machines, dental chairs, and other clinical equipment without depleting cash reserves. This financing helps practices upgrade capabilities or open new locations on a realistic timeline. New and refurbished equipment are both commonly eligible.
Commercial Truck and Fleet Financing
Businesses that depend on trucks or delivery vehicles can finance a single vehicle or an entire fleet through this option. Financing preserves working capital while allowing a business to scale its transportation capacity as demand grows. Both new and used vehicles are typically eligible for financing.
Working Capital
Working capital financing gives businesses flexible funds to cover payroll, inventory, or everyday operating expenses during cash flow gaps. Unlike asset-based loans, this financing is generally based on business revenue and cash flow rather than a specific purchase. It's a practical option for managing seasonal fluctuations or unexpected costs.
SBA Loans
SBA loans are partially guaranteed by the Small Business Administration, often resulting in lower down payments and longer repayment terms than conventional financing. These loans can be used for real estate, equipment, working capital, or debt refinancing, depending on the program. Make My Financing Easy helps business owners identify which SBA program fits their situation.
Business Line of Credit
A business line of credit provides ongoing access to funds up to a set limit, with interest charged only on the amount drawn. This flexibility makes it a practical tool for managing cash flow gaps, unexpected expenses, or time-sensitive opportunities. As funds are repaid, the available credit typically replenishes for future use.
Why REFI
More information Coming Soon!
Talk to a financing specialist in Raleigh, NC about your business goals.
Before you Add Another Deal to the Dead-Deal File. Get a Second Look!
Negative equity, LTV restrictions, and credit challenges shouldn't automatically mean lost sales or sacrificed profits.
At Make My Financing Easy, we bring decades of F&I leadership experience and access to established commercial lending partner serving a range of credit profiles, from A-minus to C-minus, including business owners with challenging credit histories.
Our mission is simple: Uncoveer overlooked opportunities, protect dealership profitability and keep customers in your dealership ecosystem.
Today's challenging deal could become tomorrow's loyal, repeat customers.
More Approvals. More Sales. More Profit. And Beyond the Truck.
The Right Financing Structure Can Change Everything!
Watch MMFE founder Rebecca Chernek, former host of F&I Today, explain why looking beyond traditional financing can uncover opportunities, expand your financing toolbox, and drive more sales and profit potential.
Why Dealers Partner With MMFE
- Explore additional lending options when a transaction falls outside your primary lender’s guidelines.
- Consider alternative financing structures before sacrificing profit to put a deal together.
- Capture more commercial vehicle, fleet, and equipment opportunities.
- Keep customers connected to your dealership for future sales, parts, and service.
- Work with an experienced partner who understands dealership performance and profitability.
Before You Cut the Gross or Close the Dead-Deal File, Call MMFE.
Financing should begin with a conversation, not an application.
Let’s Discuss Your Dealership’s Opportunities.
Programs and financing are subject to participating lender guidelines and approval.
Ready to move your business forward? Let's start the conversation. Contact us today for a no-obligation consultation and discover how simple financing can be.
